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Carrier
State Mutual
Coverage A
$452,000
Coverage gap detected
Water backup limited to $5,000 — estimate is $14,200.
ALE included
12 months actual loss sustained; O&L at 10% of Coverage A.
Everything you need before you call your insurance company.
Automatically identify carrier, deductibles, endorsements, and sub-limits for Ordinance & Law, Mold, ALE, and more.
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Check My PolicyClaim Compass is trained on the language carriers actually use — so every claim type gets the same forensic read of limits, endorsements, and exclusions.
Fire Claims
Structure, contents, smoke residue, code upgrades.
Water Damage
Pipe burst, backup, hidden seepage, ALE.
Mold Claims
Sub-limit awareness, secondary-loss coverage.
Smoke Damage
Soft contents, HVAC contamination, deodorization.
Carrier
State Mutual Insurance
Coverage A Limit
$452,000.00
Endorsement HO-0422 limits water backup coverage to $5,000. The plumber estimate of $14,200 significantly exceeds this limit.
Policy provides for 12 months of actual loss sustained. Ordinance & Law coverage is included at 10% of Coverage A ($45,200).
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$99/mo
Enterprise
Custom
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